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Count your tricks or losers.  There are at least 2 ways make the contract. 
Find the ways AND decide in which order the ways should be tried
Ploy
 Chance of success
3 - 3 split of 6 cards
 33%
4 - 2 split of 6 cards
 46%
3 - 2 split of 5 cards
 68%
Finesse (no outside knowledge
 50%
Dropping the Queen with only 4 cards out
 52%



9 6
 Contract 4

K 7 5 4
 Lead: K

A Q J 2

7 5 4
Looks like:
 1    loser
2  losers
1    loser (maybe)


A 7
A J 8 3
 Is there another possibility?
K 8 5
A 8 6 2


See The Answer